About Rachel Cruze

Rachel was born the year her parents, Dave and Sharon Ramsey, lost everything and filed for bankruptcy. She grew up watching the sacrifices they made, and she learned early how to save for the future, spend wisely, avoid debt, and give generously.

Rachel grew up hearing people tell her dad, “I wish I’d heard this message years ago.” That fueled her desire to reach people and share the hard lessons her parents learned. It became her passion. It’s why she spoke to audiences as large as 12,000 at the age of 15, and why she travels the country today encouraging audiences ranging from universities and nonprofits to corporations and associations.